A flood can happen at any time and to anyone causing devastating damage to a home. In most cases, water damage is not covered by your homeowner’s insurance policy. AssuredPartners Northeast aims to give you peace of mind by making sure you are properly protected.
Most flood insurance policies require a 30-day waiting period before the coverage becomes effective. Exceptions are only made for a few specific circumstances such as if you have purchased a new home and the closing is in less than 30 days.
Flood policies provide coverage for:
- Flood damage to your home's structure as well as items like your furnace and water heater
- Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
- Expenses you incur to protect your home against imminent flood damage by sandbagging or other measures
- Clean-up costs for covered items after a flood, including debris removal
Contact us for more information on flood insurance and how to get the right coverage in place.