Auto & Recreational Vehicles
Most clients have an exposure to automobile liability or physical damage as a normal part of their daily lives. The personal auto policy contains a liability section which covers claims for bodily injury and property damage. This can also provide protection when a claim involves an uninsured or underinsured motorist, hired car or other non-owned automobile. It also contains a physical damage section which can cover comprehensive perils which includes losses such as fire, theft, windstorm, flood and additional losses due to collision.
Jet skis, snowmobiles and all-terrain vehicles present some interesting liability exposures which are often overlooked. Many times, standard homeowners and umbrella liability policies exclude coverage for recreational vehicles. AssuredPartners Northeast has many years of experience in providing coverage for these unique exposures through a variety of specialty insurance carriers.